This Bible study series is for people who are learning English. It is designed for advanced beginner and intermediate learners, but children or adults who prefer simple English may also enjoy it.
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Lesson Icebreaker Question
What is the smartest or cleverest thing you have ever seen someone do to solve a problem?
Lesson Highlight
In this lesson, we will hear a story Jesus told about a servant who made a smart but tricky plan. We will talk about how we should be wise with money and trust God more than money.
Vocabulary Lists for the ERV Bible Translation
Key Vocabulary Words (10 words)
- bill: (noun) A piece of paper that shows how much money you must pay.
- business: (noun) The work that a person does to earn money.
- cheat: (verb) To do something dishonest to get what you want.
- dishonest: (adjective) Not telling the truth or cheating.
- loyal: (adjective) Always supporting or being faithful to someone.
- manager: (noun) A person who is in charge of a business or a house.
- master: (noun) A person or thing who has power over others or a great teacher.
- owe: (verb) To need to pay money to someone.
- trust: (verb) To believe that someone is good and honest.
- worldly: (adjective) Relating to the things of the earth rather than God.
Important Words to Know (20 words)
- bill: (noun) A piece of paper that shows how much money you must pay.
- business: (noun) The work that a person does to earn money.
- cheat: (verb) To do something dishonest to get what you want.
- dishonest: (adjective) Not telling the truth or cheating.
- follower: (noun) A person who learns from and obeys a teacher.
- forever: (adverb) For all time without an end.
- hire: (verb) To pay someone to do a job.
- loyal: (adjective) Always supporting or being faithful to someone.
- manager: (noun) A person who is in charge of a business or a house.
- master: (noun) A person or thing who has power over others or a great teacher.
- measures: (noun) Units used to show the weight or amount of something.
- owe: (verb) To need to pay money to someone.
- proud: (adjective) Feeling very pleased with yourself.
- report: (noun) A story about something that happened.
- riches: (noun) A lot of money and expensive things.
- serve: (verb) To help or work for someone.
- spiritual: (adjective) Relating to the spirit or to God.
- trust: (verb) To believe that someone is good and honest.
- wealth: (noun) A large amount of money or things.
- worldly: (adjective) Relating to the things of the earth rather than God.
Complete Lesson Word Bank
- also: (adverb) In addition to something else.
- another: (adjective) A different one.
- away: (adverb) At a distance from a place.
- beg: (verb) To ask for money or food because you are very poor.
- belong: (verb) To be the property of someone.
- big: (adjective) Large in size.
- bill: (noun) A piece of paper that shows how much money you must pay.
- business: (noun) The work that a person does to earn money.
- call: (verb) To ask someone to come to you or to meet with you.
- cheat: (verb) To do something dishonest to get what you want.
- dig: (verb) To make a hole in the ground.
- dishonest: (adjective) Not telling the truth or cheating.
- ditch: (noun) A long, narrow hole in the ground for water.
- done: (verb) To have performed an action or task.
- each other: (phrase) Two or more people doing the same thing to one another.
- else: (adverb) Different or more.
- enough: (adjective) As much as you need.
- first: (adjective) Coming before all others in time or order.
- follower: (noun) A person who learns from and obeys a teacher.
- forever: (adverb) For all time without an end.
- friend: (noun) A person you know and like.
- given: (verb) To have handed something over to another person.
- God: (noun) The creator and ruler of everything.
- gone: (adjective) Not here anymore.
- hate: (verb) To dislike someone or something very much.
- have: (verb) To own or hold something.
- heard: (verb) To have received sound with your ears.
- hire: (verb) To pay someone to do a job.
- home: (noun) The place where a person lives.
- hurry: (verb) To move or do something very fast.
- jar: (noun) A container used for holding water or oil.
- Jesus: (noun) The Son of God and the Savior of the world!
- job: (noun) The work that a person does to earn money.
- last: (verb) To continue to exist for a long time.
- later: (adverb) At a time in the future.
- less: (adjective) A smaller amount of something.
- lose: (verb) To have something taken away or to no longer have it.
- love: (verb) To care very much for someone and want what is best for them.
- loyal: (adjective) Always supporting or being faithful to someone.
- make: 1. (verb) To create or build something. 2. (verb) To cause a feeling or a change.
- manager: (noun) A person who is in charge of a business or a house.
- master: (noun) A person or thing who has power over others or a great teacher.
- measures: (noun) Units used to show the weight or amount of something.
- much: (adjective) A large amount of something.
- olive oil: (phrase) A smooth liquid made from pressing olives that is used for cooking or for burning in lamps.
- once: (adverb) A point in time, usually a long time ago.
- owe: (verb) To need to pay money to someone.
- own: (adjective) Belonging to a specific person.
- proud: (adjective) Feeling very pleased with yourself.
- report: (noun) A story about something that happened.
- rich: (adjective) Having a lot of money or things.
- riches: (noun) A lot of money and expensive things.
- serve: (verb) To help or work for someone.
- sit down: (phrase) To move your body from a standing position to a seat or the floor.
- smarter: (adjective) More intelligent than someone else.
- spiritual: (adjective) Relating to the spirit or to God.
- strong: (adjective) Having a lot of power or physical strength.
- take: (verb) To get or carry something away.
- take care of: (phrase) To watch over and keep someone or something safe.
- than: (conjunction) A word used to compare two things.
- thought: (verb) To have used your mind.
- told: (verb) To have given information to someone.
- true: (adjective) Something that is real and not a lie.
- trust: (verb) To believe that someone is good and honest.
- use: (verb) To do something with a tool or an object.
- wealth: (noun) A large amount of money or things.
- welcome: (verb) To greet someone in a friendly way.
- wheat: (noun) A plant used to make flour for bread.
- whoever: (pronoun) Any person who does something.
- worldly: (adjective) Relating to the things of the earth rather than God.
- write: (verb) To make letters or words on paper with a pen.
Summary of the Passage
This passage is a story Jesus told to teach a lesson. Jesus was talking to his followers. In the story, there was a rich man who hired a manager. The manager’s job was to take care of the rich man’s business. However, one day, the rich man heard a report that the manager was cheating him. To cheat means to be dishonest to get what you want. The master told the manager that he would lose his job.
The manager worried because he was not strong enough to dig ditches. He was also too proud to beg for food. So, he made a clever plan. He called the people who owed his master money. He told them to change their bills to show less money. For example, he told a man who owed 100 jars of olive oil to write 50 on his bill. This way, the people would be his friends and help him after he lost his job.
When the rich man found out, he was surprised. Instead of being angry, he praised the manager for being smart. The manager was not faithful, but he was clever. Jesus explained that worldly people often make clever plans to help themselves. Worldly means relating to things on earth rather than God. Jesus said that God’s people should be wise and faithful too. He said that we cannot serve two masters. To serve a master means to obey and work for someone. We cannot love God and love money at the same time. One will always be more important!
This passage teaches us that we should be careful and wise with the things God gives us. Money is not bad, but it should not be more important than God. God wants us to be honest, kind, and to trust him more than anything else.
Read The Passage
Most English learners should use the Easy-to-Read Version (ERV), the New International Reader’s Version (NIRV), or the Good News Translation (GNT). If you want to try something harder, you can read one of the other Bible versions.
True Wealth
Luke 16:1-13 (ERV)
1 Jesus said to his followers,
“Once there was a rich man.
He hired a manager to take care of his business.
Later, he learned that his manager was cheating him.
2 So he called the manager in and said to him,
‘I have heard bad things about you.
Give me a report of what you have done with my money.
You can’t be my manager anymore.’
3 “So, the manager thought to himself,
‘What will I do?
My master is taking my job away from me.
I am not strong enough to dig ditches.
I am too proud to beg.
4 I know what I will do!
I will do something to make friends, so that when I lose my job, they will welcome me into their homes.’
5 “So the manager called in each person who owed the master some money.
He asked the first one,
‘How much do you owe my master?’
6 He answered,
‘I owe him 100 jars of olive oil.’
The manager said to him,
‘Here is your bill.
Hurry!
Sit down and make the bill less. Write 50 jars.’
7 “Then the manager asked another one,
‘How much do you owe my master?’
He answered,
‘I owe him 100 measures of wheat.’
Then the manager said to him,
‘Here is your bill; you can make it less.
Write 80 measures.’
8 “Later, the master told the dishonest manager that he had done a smart thing.
Yes, worldly people are smarter in their business with each other than spiritual people are.
9 “I tell you, use the worldly things you have now to make ‘friends’ for later.
Then, when those things are gone, you will be welcomed into a home that lasts forever.
10 Whoever can be trusted with small things can also be trusted with big things.
Whoever is dishonest in little things will be dishonest in big things too.
11 If you cannot be trusted with worldly riches, you will not be trusted with the true riches.
12 And if you cannot be trusted with the things that belong to someone else, you will not be given anything of your own.
13 “You cannot serve two masters at the same time.
You will hate one master and love the other.
Or you will be loyal to one and not care about the other.
You cannot serve God and Money at the same time.”
- Very Easy: Easy-to-Read Version: Luke 16:1-13 (ERV)
- Very Easy: New International Reader’s Version: Luke 16:1-13 (NIRV)
- Easy: Good News Translation: Luke 16:1-13 (GNT)
- Medium: New Living Translation: Luke 16:1-13 (NLT)
- Hard: New International Version: Luke 16:1-13 (NIV)
- Very Hard: English Standard Version: Luke 16:1-13 (ESV)
Comprehension Questions
- Who are the people in this story Jesus told?
- What was the servant’s job?
- Why was the rich man unhappy with the servant?
- What did the servant worry about after he lost his job?
- What clever plan did the servant make with the people who owed money?
- How did the rich man react to the servant’s plan?
- What did Jesus say about people being wise with money?
- Why does Jesus tell us to be faithful in small things?
- What does Jesus say we cannot serve at the same time?
- Who should we choose to serve with our hearts?
Application Questions
- Why is it important to be honest, even with small things?
- Have you ever had to make a wise choice in a hard situation?
- What are some ways we can use money in a good way?
- Why do you think it is hard for people to trust God more than money?
- How can we show God that we love him more than anything else?
Theological Insights
- God wants his people to be honest and faithful with what they have.
- Money is not bad, but it should not become more important than God.
- God watches how we handle small things and big things in life.
- A wise person plans well, but still trusts God first.
- We cannot serve two masters. Our hearts must choose God before anything else.
Closing Prayer
Dear Father, Thank you for teaching us through Jesus’ stories. Help us to be wise, honest, and to trust you more than anything else. Amen.

More ESL Resources
Luke Bible Study Series
- Lesson 0: Introduction to the Gospel of Luke: An ESL Bible Study
- Lesson 1: Luke’s Purpose for Writing: An ESL Bible Study on Luke 1:1-4
- Lesson 2: God’s Promise to Zechariah: An ESL Bible Study on Luke 1:5-25
- Lesson 3: God’s Message to Mary: An ESL Bible Study on Luke 1:26-38
- Lesson 4: Mary Visits Elizabeth: An ESL Bible Study on Luke 1:39-56
- Lesson 5: The Birth of John the Baptist: An ESL Bible Study on Luke 1:57-80
- Lesson 6: The Birth of Jesus: An ESL Bible Study on Luke 2:1-7
- Lesson 7: The Shepherds and the Angels: An ESL Bible Study on Luke 2:8-20
- Lesson 8: Jesus Is Named and Presented: An ESL Bible Study on Luke 2:21-38
- Lesson 9: The Boy Jesus at the Temple: An ESL Bible Study on Luke 2:39-52
- Lesson 10: John the Baptist Prepares the Way: An ESL Bible Study on Luke 3:1-20
- Lesson 11: Jesus Is Baptized and His Family Tree: An ESL Bible Study on Luke 3:21-38
- Lesson 12: Jesus Is Tempted: An ESL Bible Study on Luke 4:1-13
- Lesson 13: Jesus Is Rejected: An ESL Bible Study on Luke 4:14-30
- Lesson 14: Jesus Heals a Man: An ESL Bible Study on Luke 4:31-37
- Lesson 15: Jesus Heals Many People: An ESL Bible Study on Luke 4:38-41
- Lesson 16: Jesus Preaches the Good News: An ESL Bible Study on Luke 4:42-44
- Lesson 17: Jesus Calls His First Disciples: An ESL Bible Study on Luke 5:1-11
- Lesson 18: Jesus Heals a Man: An ESL Bible Study on Luke 5:12-16
- Lesson 19: Jesus Heals a Paralyzed Man: An ESL Bible Study on Luke 5:17-26
- Lesson 20: Jesus Calls Levi: An ESL Bible Study on Luke 5:27-32
- Lesson 21: The Question about Fasting: An ESL Bible Study on Luke 5:33-39
- Lesson 22: The Question about the Sabbath: An ESL Bible Study on Luke 6:1-5
- Lesson 23: Jesus Heals a Man’s Hand: An ESL Bible Study on Luke 6:6-11
- Lesson 24: Jesus Chooses His Special Helpers: An ESL Bible Study on Luke 6:12-16
- Lesson 25: Jesus Teaches and Heals: An ESL Bible Study on Luke 6:17-19
- Lesson 26: Blessings and Warnings: An ESL Bible Study on Luke 6:20-26
- Lesson 27: Love Your Enemies: An ESL Bible Study on Luke 6:27-36
- Lesson 28: Do Not Judge Others: An ESL Bible Study on Luke 6:37-42
- Lesson 29: A Good Heart and a Strong Foundation: An ESL Bible Study on Luke 6:43-49
- Lesson 30: Jesus Heals a Roman Officer’s Servant: An ESL Bible Study on Luke 7:1-10
- Lesson 31: Jesus Raises a Widow’s Son: An ESL Bible Study on Luke 7:11-17
- Lesson 32: John’s Questions and Jesus’ Answer: An ESL Bible Study on Luke 7:18-35
- Lesson 33: A Woman Shows Great Love: An ESL Bible Study on Luke 7:36-50
- Lesson 34: Women Who Followed Jesus: An ESL Bible Study on Luke 8:1-3
- Lesson 35: The Story of the Farmer’s Seeds: An ESL Bible Study on Luke 8:4-15
- Lesson 36: Let Your Light Shine: An ESL Bible Study on Luke 8:16-18
- Lesson 37: God’s Family: An ESL Bible Study on Luke 8:19-21
- Lesson 38: Jesus Calms a Storm: An ESL Bible Study on Luke 8:22-25
- Lesson 39: Jesus Heals a Man with Demons: An ESL Bible Study on Luke 8:26-39
- Lesson 40: Jesus Heals and Brings Life: An ESL Bible Study on Luke 8:40-56
- Lesson 41: Jesus Sends His Disciples: An ESL Bible Study on Luke 9:1-9
- Lesson 42: Jesus Feeds 5,000 People: An ESL Bible Study on Luke 9:10-17
- Lesson 43: Peter Says Who Jesus Is: An ESL Bible Study on Luke 9:18-27
- Lesson 44: Jesus Shines with God’s Glory: An ESL Bible Study on Luke 9:28-36
- Lesson 45: Jesus Heals a Troubled Boy: An ESL Bible Study on Luke 9:37-45
- Lesson 46: Who Is the Greatest? An ESL Bible Study on Luke 9:46-50
- Lesson 47: A Village Refuses Jesus: An ESL Bible Study on Luke 9:51-56
- Lesson 48: Following Jesus: An ESL Bible Study on Luke 9:57-62
- Lesson 49: Jesus Sends Out His Helpers: An ESL Bible Study on Luke 10:1-20
- Lesson 50: Jesus Gives Joy and Thanks: An ESL Bible Study on Luke 10:21-24
- Lesson 51: The Good Samaritan: An ESL Bible Study on Luke 10:25-37
- Lesson 52: Martha and Mary: An ESL Bible Study on Luke 10:38-42
- Lesson 53: Jesus Teaches About Prayer: An ESL Bible Study on Luke 11:1-13
- Lesson 54: Jesus and Evil Spirits: An ESL Bible Study on Luke 11:14-23
- Lesson 55: Evil Spirits, True Happiness, and Light: An ESL Bible Study on Luke 11:24-36
- Lesson 56: Jesus Corrects the Pharisees: An ESL Bible Study on Luke 11:37-54
- Lesson 57: Do Not Be Afraid: An ESL Bible Study on Luke 12:1-12
- Lesson 58: The Rich Fool: An ESL Bible Study on Luke 12:13-21
- Lesson 59: Trusting God Instead of Worry: An ESL Bible Study on Luke 12:22-34
- Lesson 60: Be Ready for the Master: An ESL Bible Study on Luke 12:35-48
- Lesson 61: Jesus Brings Division: An ESL Bible Study on Luke 12:49-59
- Lesson 62: Turn from Sin: An ESL Bible Study on Luke 13:1-9
- Lesson 63: Jesus Heals on the Sabbath: An ESL Bible Study on Luke 13:10-17
- Lesson 64: The Kingdom of God: An ESL Bible Study on Luke 13:18-30
- Lesson 65: Jesus’ Love for Jerusalem: An ESL Bible Study on Luke 13:31-35
- Lesson 66: Jesus Heals on the Sabbath: An ESL Bible Study on Luke 14:1-6
- Lesson 67: Humility and the Great Feast: An ESL Bible Study on Luke 14:7-24
- Lesson 68: Following Jesus Is Costly: An ESL Bible Study on Luke 14:25-35
- Lesson 69: God Looks for the Lost: An ESL Bible Study on Luke 15:1-10
- Lesson 70: The Lost Son: An ESL Bible Study on Luke 15:11-32
- Lesson 71: A Clever Servant: An ESL Bible Study on Luke 16:1-13
- Lesson 72: What God Sees: An ESL Bible Study on Luke 16:14-18
- Lesson 73: The Rich Man and Lazarus: An ESL Bible Study on Luke 16:19-31
- Lesson 74: Faith, Forgiveness, and Our Duty: An ESL Bible Study on Luke 17:1-10
- Lesson 75: Jesus Heals Ten Men: An ESL Bible Study on Luke 17:11-19
- Lesson 76: The Coming of God’s Kingdom: An ESL Bible Study on Luke 17:20-37
- Lesson 77: Keep Praying: An ESL Bible Study on Luke 18:1-8
- Lesson 78: Two Men Pray: An ESL Bible Study on Luke 18:9-14
- Lesson 79: Entering the Kingdom of God: An ESL Bible Study on Luke 18:15-30
- Lesson 80: Jesus Talks About His Death: An ESL Bible Study on Luke 18:31-34
- Lesson 81: Jesus Heals a Blind Man: An ESL Bible Study on Luke 18:35-43
- Lesson 82: Jesus Visits a Tax Collector: An ESL Bible Study on Luke 19:1-10
- Lesson 83: The Parable of the Gold Coins: An ESL Bible Study on Luke 19:11-27
- Lesson 84: Jesus Enters Jerusalem: An ESL Bible Study on Luke 19:28-48
- Lesson 85: Who Gave Jesus Authority? An ESL Bible Study on Luke 20:1-8
- Lesson 86: The Story of the Vineyard: An ESL Bible Study on Luke 20:9-18
- Lesson 87: A Trick Question About Taxes: An ESL Bible Study on Luke 20:19-26
- Lesson 88: Life After Death: An ESL Bible Study on Luke 20:27-40
- Lesson 89: A Question, A Warning, and A Widow: An ESL Bible Study on Luke 20:41-21:4
- Lesson 90: Trouble and Trust: An ESL Bible Study on Luke 21:5-19
- Lesson 91: Jesus Warns and Gives Hope: An ESL Bible Study on Luke 21:20-28
- Lesson 92: Be Ready and Watchful: An ESL Bible Study on Luke 21:29-38
- Lesson 93: Jesus Is Betrayed: An ESL Bible Study on Luke 22:1-6 and Luke 22:47-53
- Lesson 94: Jesus Shares a Special Meal: An ESL Bible Study on Luke 22:7-23
- Lesson 95: Who Is Greatest? An ESL Bible Study on Luke 22:24-38
- Lesson 96: Jesus Prays in the Garden: An ESL Bible Study on Luke 22:39-46
- Lesson 97: Peter Denies Knowing Jesus: An ESL Bible Study on Luke 22:54-62
- Lesson 98: Jesus Is Mocked, Questioned, and Sent to Herod: An ESL Bible Study on Luke 22:63-23:12
- Lesson 99: Jesus Is Sentenced to Die: An ESL Bible Study on Luke 23:13-25
- Lesson 100: Jesus is Crucified: An ESL Bible Study on Luke 23:26-43
- Lesson 101: The Death and Burial of Jesus: An ESL Bible Study on Luke 23:44-56
- Lesson 102: Jesus Is Alive: An ESL Bible Study on Luke 24:1-12
- Lesson 103: Jesus Walks with His Friends: An ESL Bible Study on Luke 24:13-35
- Lesson 104: Jesus Appears and Blesses: An ESL Bible Study on Luke 24:36-53
More Related Resources
Visit the Joyful Moments ESL homepage for all posts, or scroll through more blog posts about wisdom and money:
Scripture quotations marked (ERV) are taken from the HOLY BIBLE: EASY-TO-READ VERSION ©2006 by Bible League International. Used by permission.





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